What’s new in Google Pay — Google for Builders Weblog

Posted by Jose Ugia – Developer Relations Engineer

Learn on for a abstract of what we lined in the course of the occasion, or take a look at the recording of our session on YouTube: What’s new in Google Pay and Google Pockets.

Legal responsibility shift on eligible transactions with Google Pay

Google Pay is increasing its zero fraud legal responsibility safety on Android gadgets for eligible transactions leveraging main cost community safety capabilities. Earlier than at present, on-line funds made with a Mastercard have been assured by this safety. At this time, we’re saying that we’re increasing this profit by rolling out service provider legal responsibility safety to eligible Visa on-line transactions which might be made utilizing Google Pay.

As well as, we’re making it simple to confirm and add types of funds to Google Pay. As only one instance, Google Pay has added assist for card authentication each earlier than and after a cost transaction. Google Pay customers are actually in a position to confirm their saved card through an OTP code or their banking app which creates a device-bound token that helps safe and seamless transactions each on-line and offline.

Scale back fraud with Google Pay

As a part of our mission that will help you scale back fraud and enhance authorization charges with out rising consumer friction, we’re actively engaged on a brand new service — Safe Fee Authentication, a service constructed to assist with threat and compliance primarily based authentication wants. This service can be utilized for eligible cost transactions that require extra verification, and use safe and excessive performing system sure tokens to fulfill two-factor authentication.

We’re utilizing this chance to have interaction with companies such as you as a part of an early entry program, to know the way it will help you enhance authorization efficiency. If fraud is a problem for your enterprise at present, contact us to tailor your authentication technique with Safe Fee Authentication.

Determine 1: Instance authentication stream utilizing Safe Fee Authentication.

The brand new dynamic button

We’re giving the Google Pay button a contemporary new look, making use of the newest Materials 3 design ideas. The brand new Google Pay button is available in two variations that make it look nice on each darkish and light-weight themed functions.

Determine 2: The brand new Google Pay button view for Android could be custom-made to make it extra constant together with your checkout expertise.

We’re additionally introducing a brand new button view that simplifies the mixing on Android. This view permits you to configure properties just like the button theme and nook radius instantly in your XML structure. The brand new button API is offered at present in beta. Try the up to date tutorial for Android to begin utilizing the brand new button view at present.

Later this quarter, you’ll be capable of configure the brand new button view for Android to indicate your customers extra details about the final card they used to finish a cost with Google Pay.

Determine 3: An instance of how the dynamic model of the brand new Google Pay button view will look on Android.

An improved take a look at suite with cost service supplier playing cards

We’re introducing PSP take a look at playing cards, an improve to Google Pay’s take a look at suite that allows you to use take a look at playing cards out of your favourite cost processors to construct end-to-end take a look at eventualities. With this improve, you’ll now see particular take a look at playing cards out of your processor populate in Google Pay’s cost sheet, enabling extra testing methods, each handbook and automatic.

Determine 4: Check playing cards out of your cost processor seem in Google Pay’s cost sheet when utilizing TEST mode.

This improve additionally helps take a look at automation, so you may write end-to-end UI checks utilizing acquainted instruments like UIAutomator and Espresso on Android, and embody them in your CI/CD flows to additional strengthen your checkout experiences. The brand new era of Google Pay’s take a look at suite is at present in beta, with internet assist coming later this yr.

Digital playing cards, autofill and extra

Final yr we launched digital playing cards on Android and Chrome. Since then, we’ve seen nice adoption, offering safe and frictionless on-line checkout experiences for tens of millions of customers. Prospects utilizing digital playing cards have loved quicker checkouts, reported much less fraudulent spend, and made on-line transactions that have been declined much less typically.

Autofill is receiving visible enhancements to scale back checkout friction, and can quickly let your prospects full cost flows utilizing financial institution accounts in Europe. For builders utilizing autofill, we’re introducing suggestions in Chrome DevTools that will help you enhance checkout efficiency. We’re additionally enhancing autofill to higher fill varieties throughout frames, serving to you facilitate funds extra securely.

Try the Google I/O keynote for Google Pay and Google Pockets to study extra.

What’s forward

We’re decided to develop the variety of verified types of cost throughout the Google ecosystem, and proceed to push for easy, useful, and safe on-line funds, providing you a strategy to empower different companies, and speed up that change for customers.

Later this quarter, you’ll be capable of configure the brand new button view in your Android functions, to indicate your customers extra details about the final card they used to finish a cost with Google Pay. We’re additionally engaged on bringing the identical customization capabilities introduced for Android to your web sites later this yr.

Get began with Google Pay

Check out the documentation to begin integrating Google Pay at present.

Be taught extra in regards to the integration by having a look at our pattern supply utility in GitHub.

If you end up prepared, head over to the Google Pay & Pockets console and submit your integration for manufacturing entry.